Underwritten by GENRIC Insurance (FSP 43638)
South Africa's
Most Affordable Pet Insurance.
We focus on what matters: fast payouts, comprehensive illness cover, and any licensed vet of your choice. No breed exclusions.
Insurance Coverage
Compare Our Plans
Calculate your total monthly premium based on the number of furry family members you have.
How many pets?
Comprehensive+
Accident, Illness & Extended Cover
Total Premium
R448/mo
Annual LimitR45,000
Excess10% minimum R500
- Highest Annual Limits
- Alternative/Dental/Boarding
- Missing or Stolen Pet cover
- Prescription Diet included
- Death/Condolence Benefit
- Specialist Treatments
Most Popular
Comprehensive Only
Accident and Illness Medical Expenses
Total Premium
R386/mo
Annual LimitR40,000
Excess10% minimum R500
- Full Accident and Illness cover
- Our Most Popular Plan
- In-hospital Medical Expenses
- Chronic Medication Cover
- 12 Month Pre-existing wait
- Direct payment to Vets
Hospital Only
Accident & Illness In-hospital Only
Total Premium
R305/mo
Annual LimitR35,000
Excess10% minimum R500
- Accident and Illness In-hospital
- Emergency Treatment Cover
- Pre-hospital consultation cover
- 12 Month Pre-existing wait
- Routine Care Option
- Double Up Available
Accident Only
Accident Only Medical Expenses
Total Premium
R215/mo
Annual LimitR25,000
Excess10% minimum R500
- Accident Only Medical Expenses
- Direct payment to Vets
- No Microchip Required
- 8 weeks to 9 years age
- No Breed Exclusions
- Third Party Liability
Essential
Consultation Only - Non-hospital costs
Total Premium
R95/mo
Annual LimitR15,000
Excess10% minimum R500
- Consultation Only cover
- Non-hospital related treatment
- No Microchip Required
- 8 weeks to 9 years age
- Vet of own choice
- Prompt claim settlements
Additional Options
✨
Routine Care Option
Only R85 per pet, per month for wellness checks and vaccinations.
⏫
Double Up Option
Double your premium to double your annual limits instantly.
Why Petcovered®?
- ✓ All Accidents & Illness
- ✓ Routine Care
- ✓ No Breed Exclusion
- ✓ Prompt Settlements
- ✓ Dental Cover
- ✓ Specialist Treatments
12,400+
Pets Covered
R4.2M+
Claims Paid
5 Days
Avg Payout
4.9/5
Rating
Got Questions?
Common Enquiries
You can cover as many family members (pets) as you can. We offer a 10% multi-pet discount for 2 or more pets on the same policy!
You can go to any private hospital in South Africa. Our network is extensive and designed for your convenience.
Send us your GP details and we will negotiate with them so they can become part of the network.
Yes, we cover pets from 8 weeks up to 9 years of age. Once covered, they remain covered for their lifetime.
Can't find what you're looking for?
Our support team is available Mon-Fri, 08:00 - 17:00.
Ready for total peace of mind?
South Africa's most transparent pet health coverage is just 2 minutes away.